Lesson Plan
Cha-Ching Lesson Plan
Students will analyze a sample pay stub and create a basic budget for a first paycheck, learning to allocate earnings to expenses, savings, and discretionary spending.
Understanding pay stubs and budgeting helps students develop essential financial literacy skills, promotes responsible money management, and prepares them for real-world financial decisions.
Audience
Time
Approach
Materials
Prep
Prepare Materials
10 minutes
Step 1
Introduction and Objective Overview
5 minutes
Step 2
Examining a Pay Stub
5 minutes
Step 3
Budgeting Activity
15 minutes
Step 4
Debrief and Reflection
5 minutes

Slide Deck
Cha-Ching! Your First Paycheck
Lesson Objectives
Key Financial Terms
Understanding a Pay Stub
Budgeting Activity Instructions
Budget Categories
Reflection & Debrief

Worksheet


Worksheet


Activity


Activity


Warm Up

