Credit & Debt Management

In this lesson, students will learn the basics of managing credit, understanding loans, and avoiding debt. They will explore different credit management strategies, understand the implications of taking out loans, and learn practical tips to avoid falling into debt. The lesson includes interactive scenarios and discussions to reinforce their understanding.

This lesson introduces students to essential financial literacy concepts, focusing on budgeting, saving, and understanding paychecks. These skills are crucial for career readiness and personal financial management. By learning these concepts, students will be better prepared to manage their finances effectively, make informed decisions, and plan for their future careers.

This lesson aims to introduce young students to financial literacy concepts such as saving, budgeting, and the value of money through interactive discussions and activities. Understanding these basics will help empower the students to make informed decisions about money in their daily lives.

This lesson educates 11th-grade students about credit scores and loans through engaging case studies and simulations. Students will learn the importance of maintaining a good credit score and the implications of borrowing responsibly. This lesson is crucial as it equips students with financial literacy skills that are essential for their future financial well-being.

This lesson introduces students to basic financial concepts such as budgeting, saving, and understanding credit. By learning how to manage their finances through hands-on activities, students will gain essential skills needed for their financial future.

This lesson introduces 8th-grade students to essential financial concepts such as saving, budgeting, and distinguishing between needs and wants. By building foundational skills in financial literacy, students will be better equipped to make responsible financial decisions in the future. This lesson is crucial as it empowers students with the knowledge to manage their finances effectively, fostering independence and financial responsibility.

This lesson introduces 11th-grade students to essential financial concepts such as saving, budgeting, and smart spending. Through engaging simulations and activities, students will develop practical money management skills that are crucial for their future financial well-being. This lesson is important as it equips students with the knowledge and skills needed to make informed financial decisions, fostering financial independence and responsibility.

This lesson introduces students to basic financial concepts such as saving, budgeting, and making smart financial decisions. Through engaging activities and simulations, students will gain a foundational understanding of how to manage their finances effectively. This lesson is crucial for equipping youth with the knowledge and skills they need to make informed financial choices, setting the stage for a financially stable future.

This lesson will introduce students to essential financial literacy topics within the context of their future careers. Students will learn about budgeting, saving, and understanding benefits packages. This lesson is important as it prepares students with practical skills for managing their finances efficiently and making informed decisions about future employment opportunities.

This lesson introduces 11th-grade students to essential financial literacy skills, focusing on budgeting, saving, and managing personal finances. Students will engage in activities that help them understand the importance of financial planning for their future careers. This lesson is crucial as it equips students with the knowledge to make informed financial decisions, fostering independence and responsibility.

In this 4-session, 10-minute Tier 1 classroom lesson, middle school students learn how to track their grades and project if they’d earn high school credit. By exploring real grade thresholds, practicing calculations, and reflecting on study habits, students gain critical self-monitoring skills to succeed academically now and in high school.

This lesson introduces students to the basics of financial literacy, focusing on the importance of balancing present and future financial needs. Through inquiry-based learning, students will explore concepts such as budgeting, saving, and financial decision-making. This lesson is crucial as it equips students with essential skills to manage their finances effectively, preparing them for future financial responsibilities.

This lesson introduces 7th-grade students to the fundamentals of budgeting, a crucial life skill that empowers them to manage their finances effectively. Through engaging activities and discussions, students will learn how to create a simple budget, understand the importance of saving, and make informed financial decisions. This 30-minute session is designed to provide students with practical knowledge that they can apply in real-life scenarios, fostering financial literacy from an early age.

In this lesson, students will learn the basics of money, including coins and bills, and their values through hands-on activities. This lesson is important as it helps students develop financial literacy skills and understand the value of money, which are essential life skills.

This lesson uses the video 'What's Your Path After High School?' to guide students through various financial decisions they will face after graduation. Activities include budgeting exercises and discussions on saving, investing, and managing debt. This lesson helps students make informed decisions about their financial future.

This lesson introduces students to essential financial concepts such as budgeting, saving, and spending wisely. Through interactive activities, students will learn to make informed financial decisions, which are crucial skills for their future independence and financial well-being.

This lesson engages 12th-grade students in a reality check to assess their financial readiness for post-graduation life. Through active and experiential learning strategies, students will calculate potential expenses and income, and reflect on their financial preparedness. This lesson is crucial for helping students understand the importance of financial planning and making informed decisions about their future.

This lesson introduces 2nd grade students to essential test-taking strategies, including time management, understanding question types, and eliminating incorrect answers. Through interactive activities and discussions, students will learn how to approach tests with confidence and improve their performance. This lesson is important as it equips young learners with skills that will benefit them throughout their academic journey, reducing test anxiety and enhancing their ability to demonstrate their knowledge.

In this lesson, 2nd-grade students will learn essential test-taking strategies to improve their performance. The lesson will cover time management, understanding different question types, and techniques for eliminating incorrect answers. These skills are crucial for young learners as they begin to encounter more formal assessments. By mastering these strategies, students will gain confidence and reduce anxiety during tests, leading to better academic outcomes.

In this lesson, students will explore the fundamentals of budgeting, including tracking expenses and setting financial goals. Through interactive activities and real-life scenarios, students will develop financial literacy skills that are essential for personal and academic success. This lesson is important as it equips students with the knowledge to manage their finances effectively, fostering responsible financial behavior from a young age.

This lesson introduces third graders to the concept of digital citizenship through an engaging game-based activity. Students will learn the importance of being responsible and respectful online. This lesson is crucial as it helps young students understand how to navigate the digital world safely and ethically, laying the foundation for responsible digital behavior.

This lesson introduces 3rd graders to effective test-taking strategies through engaging activities and discussions. By learning these strategies, students will feel more confident and prepared for tests, reducing anxiety and improving performance.

In this lesson, 7th-grade students will learn the basics of budgeting through interactive activities and relatable scenarios. This lesson aims to introduce students to financial literacy by helping them understand the importance of managing money wisely, which is a crucial skill for their future financial well-being.

In this Tier 2 project-based lesson, 11th graders in small groups learn to create mock personal budgets and savings plans for college life, building skills for financial independence. Over a 60-minute session, students will explore budgeting basics, apply concepts, and present their financial plans—essential for responsible money management.

In this engaging 30-minute lesson, 9th grade students will explore high school credit graduation requirements, understand different course categories, and plan their own path to graduation. This foundational knowledge empowers students to make informed decisions about their academic journey.

In this lesson, students will explore the fundamentals of budgeting through engaging activities and real-life scenarios. They will learn how to allocate funds wisely, understand the importance of saving, and make informed financial decisions. This lesson is crucial for developing financial literacy skills that will benefit students throughout their lives.

In this 30-minute 4th grade lesson, students will learn number operations through real-life budgeting scenarios, building essential life skills in money management and decision-making. This Tier 1 lesson helps students practice addition, subtraction, and multiplication while planning a mock party budget.

This lesson uses the classic board game to teach students about financial literacy and life choices. By simulating real-life scenarios, students learn the importance of decision-making and planning for their future. Designed for a 6th-grade class, this single-session lesson lasts 55 minutes and is part of Tier 1 classroom-wide supports.

In this 30-minute, one-session lesson, 3rd graders will learn simple strategies to approach tests with confidence: reading directions carefully, using time wisely, and checking their answers. Building these skills helps reduce anxiety and empowers students to show what they know.

This lesson introduces basic financial concepts such as saving, budgeting, and making smart financial decisions through engaging activities and simulations. It is designed to equip teens with the knowledge and skills to manage their finances responsibly.

This lesson aims to help 2nd graders understand and manage test anxiety through a guided discussion. By addressing their feelings and learning simple coping strategies, students can build confidence and reduce stress during tests. This lesson is important as it empowers young learners to approach tests with a positive mindset, ultimately enhancing their academic performance and emotional well-being.

In this engaging 30-minute lesson, 2nd graders will learn to recognize test anxiety, practice simple calming strategies, and discover easy test-taking tips to help them feel confident and focused. This Tier 1 classroom lesson equips students with lifelong skills for managing nerves and improving performance.

In this interactive 30-minute lesson, 7th graders will explore realistic career options through an age-appropriate reading, engaging discussion, and a fun game. This lesson helps students start thinking about their future in a way that’s accessible and exciting, meeting diverse learners at a 4th-grade reading level.

This lesson aims to equip 3rd-grade students with essential test-taking skills through an engaging and interactive approach. By focusing on active and collaborative learning strategies, students will learn how to manage their time, stay calm, and approach test questions effectively. This lesson is crucial as it helps students build confidence and develop strategies that will aid them in academic assessments.

In this lesson, students will explore the costs associated with different levels of college education required for various career paths. This lesson is important as it helps students understand the financial implications of their career choices and encourages them to think critically about their future education and career planning.

In this 30-minute Tier 1 lesson for 3rd graders, students will learn what test anxiety is, identify their own feelings, and discover simple strategies to manage jitters. Building these skills helps students perform their best and feel confident during assessments.

In this 45-minute Tier 1 lesson for 8th graders, students will dive into real-world budgeting scenarios to learn how to allocate income and manage expenses. Through decoding challenges and hands-on activities, they’ll build critical financial literacy skills that empower smart money choices now and in the future.

This lesson provides an overview of the different types of financial aid available to students, how to apply for them, and tips for managing college expenses. The session includes an introduction video, interactive discussions, and group activities to help students understand financial aid options and make informed decisions about funding their college education.

This lesson introduces 9th-grade students to the basics of budgeting and saving money through interactive activities. It aims to build foundational financial literacy skills, which are crucial for managing personal finances effectively. By understanding budgeting, students can make informed financial decisions and develop habits that will benefit them throughout their lives.

This lesson engages students with an interactive quiz focused on self-control. The quiz will present scenarios and questions that challenge students to apply their understanding of self-control in various situations. This activity aims to reinforce students' knowledge and encourage them to think critically about the importance of self-control in their daily lives.

In this 90-minute per session, Tier 1 project-based lesson for 4th graders, students collaborate to design a budgeting app concept—applying real-world math and decision-making by tracking pretend income and expenses. This engaging, hands-on project promotes financial literacy and teamwork across multiple sessions.

A clear, targeted rubric to assess 6th graders' mastery of budgeting basics through a classroom budgeting activity. This Tier 1 resource helps teachers evaluate students' planning, allocation, and financial decision-making skills in a 20-minute session.

In this one-session, 30-minute Tier 1 lesson for 4th graders, students learn what test anxiety is and practice coping strategies like deep breathing and positive self-talk to manage nerves. This lesson equips students with life skills to feel calmer and more confident during tests.

This lesson introduces young learners to the concept of counting money using fake coins and bills. Through interactive games and activities, children will learn to identify different denominations and practice counting them. This lesson is important as it lays the foundation for financial literacy, helping children understand the value of money and basic arithmetic skills.

This lesson aims to equip 6th graders with essential test-taking skills through experiential and game-based learning. Students will engage in activities that simulate test conditions, helping them develop strategies for managing time, understanding questions, and eliminating incorrect answers. This lesson is crucial as it prepares students for standardized tests, reducing anxiety and improving performance by familiarizing them with effective test-taking techniques.

This lesson introduces students to different career fields and helps them understand the importance of various jobs in society. Understanding the wide range of careers available can help students appreciate the diverse contributions people make to our communities and spark interest in their futures.

In this lesson, students will explore different careers and consider what they might like to do when they grow up. The lesson includes a discussion about various job roles and an interactive game/activity where students match job descriptions to careers. This lesson helps students begin to think about their interests and how they relate to different professions.

In this lesson, students will learn the essentials of budgeting and financial planning for life after high school. This practical lesson will cover managing expenses, saving, and understanding credit, providing students with the tools they need to make informed financial decisions. This lesson is crucial as it equips students with the knowledge to handle real-world financial situations, promoting independence and financial literacy.

In this 30-minute Tier 1 lesson, 4th graders learn practical strategies to manage test anxiety, boosting their confidence and focus. Through engaging discussion and activities, students will practice breathing techniques, positive self-talk, and test-taking tips to feel calm and prepared.

This lesson introduces 4th-grade students to the concept of integrity through an engaging video and discussion. Using the video 'Ethics For Kids: Right And Wrong,' students will explore ethical decision-making and the importance of integrity in everyday situations. This lesson is important as it helps students understand the impact of their choices and encourages them to act with honesty and integrity.

This lesson focuses on building self-confidence and a positive mindset in 2nd grade students to help them face tests with assurance. Through engaging activities like role-playing and positive affirmations, students will learn strategies to manage test anxiety and boost their self-esteem. This lesson is important as it equips students with the emotional tools needed to approach tests with confidence, ultimately improving their performance and reducing stress.

In this lesson, students will explore the fundamentals of budgeting by creating a simple budget based on a hypothetical part-time job. This lesson emphasizes financial literacy and decision-making skills, which are crucial for students as they prepare for financial independence. By understanding how to manage money effectively, students will be better equipped to make informed financial decisions in the future.

In this 15-minute lesson, 3rd graders learn simple, kid-friendly strategies to manage test anxiety—like mindful breathing and positive self-talk—to build confidence and focus. This classroom-wide session helps students feel calmer and more prepared for tests.

This lesson introduces 11th-grade students to the concept of saving money, focusing on savings accounts, interest, and the benefits of starting to save early. By understanding these concepts, students will be better equipped to make informed financial decisions that can lead to financial security in the future. This lesson is crucial as it empowers students with the knowledge to plan for their financial future.

This lesson introduces 7th-grade students to the concept of compound interest, exploring how it can be both beneficial and detrimental. Understanding compound interest is crucial as it applies to real-life financial situations, helping students make informed decisions about savings and loans.

In this lesson, third-grade students will explore the concept of controlling their actions through engaging activities and discussions. The lesson includes a video, a game-based activity, and a quiz to reinforce learning. This lesson is important as it helps students develop self-regulation skills, which are crucial for their social and emotional development.

An individualized goal-setting journal guiding 8th grade students through SMART financial and life skill targets over the semester; empowers students to take ownership of their progress through one-on-one conferences. Audience: 8th Grade Tier 3, 1 session per student, 30 minutes each.

In this 30-minute, one-session Tier 2 lesson for 5th graders, students learn what test anxiety is, share their feelings in a supportive group, and practice simple coping strategies to reduce stress. This lesson builds empathy, self-awareness, and gives students practical tools they can use on test day.

This lesson introduces 2nd graders to the concept of careers, helping them understand different jobs and what they entail. It's important for young students to start thinking about their future and the various possibilities available to them. The lesson will be engaging and interactive, encouraging students to explore their interests and talents.

This lesson helps 7th graders revisit class rules and understand acceptable and nonacceptable behavior in school. Through an engaging activity and a video on managing peer pressure, students will learn to identify and discuss behaviors that align with school expectations. This lesson is crucial for fostering a positive classroom environment and empowering students to make informed decisions.

This lesson focuses on teaching 3rd graders the importance of fairness and sportsmanship through engaging activities and discussions. By using a combination of video, collaborative games, and worksheets, students will learn how to apply these values in real-life situations. This lesson is crucial for fostering a positive classroom environment and helping students develop essential social skills.

This lesson aims to teach 5th graders the importance of being responsible at school through engaging activities. By using a video, reading, quiz, and worksheet, students will explore the concept of responsibility in a relatable and interactive manner. This lesson is crucial as it helps students understand the impact of their actions on themselves and others, fostering a positive school environment.

In this 8-minute warm-up for 5th graders, students compare two investment options (like 5% interest vs. a $5 bonus) and vote on which yields more. This quick activity sparks critical thinking about growth comparisons and lays the foundation for financial literacy.

This lesson introduces Grade 3 students to the basics of internet safety, focusing on the importance of protecting personal information online. Through interactive activities, students will learn how to navigate the digital world safely. This lesson is crucial as it equips young learners with the knowledge and skills to protect themselves in an increasingly digital world, fostering responsible and safe online behavior.

An engaging introduction to the importance of financial literacy, covering basic financial principles and their impact on life choices. This lesson will help students understand the role of money in achieving goals and stability. Designed for a 9th-grade class, this 45-minute session will provide foundational knowledge in financial literacy, empowering students to make informed financial decisions.

This 4-session lesson is designed for students in grades 3-5 to help them manage and overcome testing anxiety. Through engaging activities, games, and discussions, students will learn strategies to build confidence and remain calm during tests. Each session is 20 minutes long, focusing on different aspects of anxiety management and providing practical tools that students can use in real-life testing situations.

In this 30-minute, group-focused lesson, 4th graders learn strategies to manage test anxiety and build confidence before assessments. Through interactive activities and group discussions, students will identify anxiety triggers, practice calming techniques, and create a personal “confidence toolkit.” This Tier 2 lesson fosters emotional regulation and peer support.

In this lesson, students will learn and practice techniques for answering multiple-choice questions effectively. This includes understanding the process of elimination, identifying common distractors, and managing time during tests. These skills are crucial for improving test performance and reducing anxiety, helping students to approach exams with confidence.

This lesson focuses on developing teamwork and time management skills among 7th-grade students. Through a combination of video learning, collaborative activities, and assessments, students will learn effective strategies for managing their time and working efficiently in teams. These skills are crucial for academic success and personal development, helping students to prioritize tasks, work collaboratively, and reduce stress.

This lesson focuses on developing teamwork skills among 8th-grade students through active and collaborative learning strategies. Students will engage in a reading activity to understand the importance of teamwork, complete a worksheet to apply their knowledge, and take a quiz to assess their understanding. This lesson is important as it helps students learn how to work effectively in teams, a crucial skill for both academic and future career success.

In this engaging 30-minute lesson, 10th graders will explore budgeting and saving through STEAM concepts using the ADDIE model, making personal finance hands-on and IEP-friendly. This lesson equips students with practical money-management skills, collaborative activities, and a fun game to reinforce learning. Includes lesson plan, reading, discussion, activity, game, and worksheet.

In this quick and engaging lesson, students will participate in a game-based activity called 'Career Quest Challenge' to explore various career programs of study. This lesson is important as it introduces students to different career paths in an interactive way, helping them to consider their future options and interests.

In this 30-minute individualized session, 7th grade students will learn strategies to manage test-related anxiety at school. This lesson is crucial for building emotional resilience, improving focus, and boosting confidence during exams.

In this lesson, students will engage in a collaborative game-based activity designed to enhance their understanding of self-responsibility, overcoming barriers, and social maturity. The lesson is crucial for helping students develop essential life skills that will aid them in both academic and social settings. By participating in this interactive session, students will learn to identify personal barriers and practice appropriate social behaviors in a supportive environment.

This lesson introduces students in grades 6-8 to the concept of test anxiety, its symptoms, and effective management strategies. Through engaging discussions, role-playing activities, and an interactive video, students will learn to identify their own anxiety triggers and practice techniques to alleviate stress. This lesson is crucial as it equips students with tools to improve their academic performance and emotional well-being.

This lesson introduces Grade 8 students to the basic concept of investment income, focusing on interest and dividends. Students will learn how these types of investments generate income and the importance of understanding them for future financial literacy. This lesson is important as it provides students with a foundational understanding of how money can grow through investments, preparing them for more complex financial concepts in the future.

This lesson is designed for 4th and 5th graders to tackle test anxiety by learning effective strategies before and during tests, along with coping skills. It's important because it empowers students to manage stress, enhancing their performance and well-being. The session will last 45 minutes and includes engaging activities, discussions, and a video to reinforce learning.

This lesson plan is designed to enhance flexible thinking in 3rd-grade students through a series of engaging activities, discussions, and multimedia resources. Over 15 sessions, students will explore the concept of a growth mindset, learn to embrace challenges, and develop strategies for flexible thinking. This lesson is important as it helps students build resilience, adaptability, and problem-solving skills, which are crucial for their academic and personal growth.